About
Why this exists
The financial system that worked in 1953 doesn’t work in 2026. We built this so people can see — in pounds — what staying inside it costs them.
Are You Stable? is a free tool. It takes about 60 seconds. It asks you seven or eight questions about how your money moves, then tells you whether stablecoins are likely to fix a real problem: expensive transfers, banking friction, awkward dollar holding, or not knowing which route to trust.
If stablecoins are not the answer, we say no. If they are, we show the clearest path to consider next instead of leaving you with generic crypto recommendations.
We’re built by the team behind DDD Research. DDD covers the macro side — how much of the dollar has gone on-chain, which regulators are blinking, what stablecoin flows look like at scale. DDD is the map. Are You Stable? is the human-scale route planner built on top of it.
What we are
- UK-focused. Numbers in pounds, products that work in the UK.
- A decision tool for send money, receive money, hold dollars, spend with a card, and similar money tasks.
- Honest about who pays us. See The Honest Sheet.
- If stablecoins do not help, we say no.
- Quiet by default. We send one email when something matters.
What we’re not
- Financial advisors. We don’t know your full situation.
- A wallet. We don’t hold your money. We never will.
- Generic crypto discovery. We are here to answer whether stablecoins help and what path fits.